Supported Transfer Types, Fees, Limits & Timeframe

You can send local transfers from your Aspire CNY Account using these transfer types.

Transfer Type	Supported Currencies	Transfer Limit	Account Identifiers	Timeframe	Fee
FPS	CNY	5M CNY	Bank account number Mobile number Email address FPS Identifier	Instant	Free
Chats	CNY	No Limit	Bank account number	2-4 hours	CNY 55

Notes:

All transfers are subject to compliance checks by our team or partners, which may occasionally result in delays for your recipient in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when your recipient will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
Chats transfer: Typically processed within 2–4 hours if submitted before 5:30 PM HKT on a business day.

How to send local transfers from the Aspire CNY Account

Admin and Finance with transfer and submit transfer rights can initiate an FPS transfer in CNY currency.

On your Aspire dashboard, click "Make a transfer" under the Frequently Used Actions.
Click on "New Recipient".
Select CNY as the currency you wish to send.*
Select FPS as the transfer type, then fill in the recipient’s details
1. Account holder full name
2. Recipient type: Individual or Company
3. Account Identifier: Account number, mobile number, email address, or FPS identifier
Enter the transfer amount and complete any additional required fields.
1. Link the transaction to a budget (Optional)
2. Payment Reference (Optional)
3. Choose a category (Mandatory)
4. Other payment reference fields
Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.

Notes:

*The funds will be deducted from the relevant Aspire account based on the selected currency.
Scheduled transfers are not yet available for transfers for FPS transfer.

On your Aspire dashboard, click "Make a transfer" under the Frequently Used Actions.
Click on "New Recipient".
Select CNY as the currency you wish to send.*
Select Bank Account as the transfer type, then fill in the recipient’s details
1. Account holder full name
2. Recipient type: Individual or Company
3. Bank Country
4. Account number
5. Bank name
6. SWIFT/ BIC
7. Address
Enter the transfer amount and complete any additional required fields.
1. Link the transaction to a budget (Optional)
2. Payment Reference (Optional)
3. Choose a category (Mandatory)
4. Other payment reference fields
Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.

Notes:

*The funds will be deducted from the relevant Aspire account based on the selected currency.
Scheduled transfers are not yet available for Chats transfer.

For both FPS and CHATS transfers, the recipient will see your business name as the sender's name.

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.