What types of beneficiaries can I transfer JPY to?
You can send JPY payments to individual and business accounts in Japan.
Payment Types
JPY transfers are sent via local transfer.
Name Checks
Name verification is required for JPY transfers.
The most common reason for bouncebacks is when the recipient’s name is not written in Japanese Katakana.
Is there a limit on the amount I can send?
Transfer Limit: JPY 150,000,000 per transfer
How long does it take for the funds to reach the beneficiary?
Cut-off Times:
Zengin network banks: 24/7 processing
Other banks: 10:30–15:00 JST (Japan Standard Time)
Delivery Estimate: Typically instant to 20 minutes after currency conversion is completed
Notes:
Currency conversion can take up to 2 business days from the time your transfer is approved.
No payouts are processed during weekends or Japan public holidays.
Transfers submitted after the cut-off times will be processed at the next available window.
What will the sender's name be reflected as?
Your business name will be displayed as the sender on the recipient's bank statement.
What information should I include when sending JPY transfers?
Recipient and Transfer Details:
When initiating the transfer in the Aspire app, Admin and Finance Users will be asked to provide:
Full bank account name (usually in Katakana)
Must match exactly what appears on the first inside page of the bankbook.
Account number: Usually 7 digits
Account type:
普通 (Futsuu) Savings/General
貯蓄 (Chochiku) Savings Deposit
当座 (Touza) Checking/Current
Bank name and branch: You may provide this in Latin alphabet, Katakana, Kanji, or by supplying the bank/branch code.
Transfer purpose (required)
Traces and Recalls
Traces: Traces requests are not supported.
Recalls: Recall requests are supported only for fraud-related cases.
To request a recall, contact Aspire Support Team via the Aspire app.
Bounceback
If your transfer is rejected by the recipient's bank, the funds will be returned to your Aspire account instantly or within the next business day.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.