Supported Transfer Types, Fees, Limits & Timeframe
You can send local transfers from your Aspire USD account to recipients within Hong Kong or the US.
Country | Transfer Type | Supported Currencies | Transfer Limit | Timeframe | Fee |
Hong Kong | Chats | USD | No Limit | 2-4 hours | USD 7 |
US | ACH | USD | USD 1M | 1-2 business days | Free |
Notes:
All transfers are subject to compliance checks by our team or partners, which may occasionally result in delays for your recipient in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when your recipient will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
Chats transfer: Typically processed within 2–4 hours if submitted before 5:30 PM HKT on a business day.
How to send local transfers from the Aspire USD Account
Local Transfer within Hong Kong (Chats)
On your Aspire dashboard, click "Make a transfer" under the Frequently Used Actions.
Click on "New Recipient".
Select USD as the currency you wish to send.*
Select Bank Account as the transfer type, then fill in the recipient’s details
Account holder full name
Recipient type: Individual or Company
Bank Country
Account number
Bank name
SWIFT/ BIC
Address
Enter the transfer amount and complete any additional required fields.
Link the transaction to a budget (Optional)
Payment Reference (Optional)
Choose a category (Mandatory)
Other payment reference fields
Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.
Notes:
*The funds will be deducted from the relevant Aspire account based on the selected currency.
Scheduled transfers are not yet available for Chats transfer.
Local Transfer within the US (ACH)
On your Aspire dashboard, click "Make a transfer" under the Frequently Used Actions.
Click on "New Recipient".
Select USD as the currency you wish to send.
Fill in the recipient’s details:
Recipient name
Recipient type: Individual or Company
Bank Country: Select "United States"
Transfer mode: Select "Local"
Address
City
State/Province
Postal code
ACH routing number
Account number
Enter the transfer amount and complete any additional required fields.
Link the transaction to a budget (Optional)
Payment Reference (Optional)
Choose a category (Mandatory)
Other payment reference fields
Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.
What name will be displayed as the sender of the transfer?
When you send a local USD transfer from your Aspire USD Account, the recipient will see your business name as the sender's name.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.