Supported Countries
You can send EUR to recipients in any country within the SEPA (Single Euro Payments Area) network. Below is the full list of supported countries:
Andorra | Greece | Norway |
Austria | Hungary | Poland |
Belgium | Iceland | Portugal* |
Bulgaria | Ireland | Romania |
Cyprus | Italy | San Marino |
Croatia | Latvia | Slovakia |
Czech Republic | Liechtenstein | Slovenia |
Denmark* | Lithuania | Spain* |
Estonia | Luxembourg | Sweden |
Finland* | Malta | Switzerland |
France* | Monaco | United Kingdom* |
Germany | Netherlands* | Vatican City |
Important Notes on Country Coverage:
Denmark - Excluding the Faroe Islands and Greenland.
Finland - Including the Aland Islands.
France - Including Martinique, Guadeloupe, French Guiana, Réunion, St Pierre et Miquelon, Mayotte, Saint Martin and Saint Barthélemy but excluding New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
Netherlands - Excluding Aruba and the Netherlands Antilles.
Portugal - Including Azores and Madeira.
Spain - Including the Canary Islands, Ceuta and Melilla.
United Kingdom - Including Gibraltar, the Isle of Man, Guernsey, Jersey, but excluding Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.
Note: Kosovo and Montenegro use the Euro as their domestic currency but do not belong to SEPA.
Supported Transfer Types, Currencies, Fees, Limits, and Timelines
Transfer Type | Currency | Transfer Limit | Estimated Timeline | Fee |
SEPA transfer | EUR | EUR 1 M | 1-2 business days* | Free |
*Please note that all transfers go through compliance checks by our team or partners, which might cause delays in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when you will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
Sending a transfer
On your Aspire dashboard, click "Make a transfer" under the Frequently Used Actions.
Click on "New Recipient".
Select EUR as the currency you wish to send.
Fill in the recipient’s details:
Recipient name
Bank Country (must be in SEPA network)
Recipient type: Individual or Company
Transfer mode: Select "Local"
IBAN
Enter the transfer amount and complete any additional required fields.
Link the transaction to a budget (Optional)
Payment Reference (Optional)
Choose a category (Mandatory)
Other payment reference fields
Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.
What name will be displayed as the sender of the transfer?
When you send a local EUR transfer from your Aspire EUR Account, the recipient will see your business name as the sender's name.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.