Creating a Virtual Card

Admin users and Budget Owners* have the ability to create their own cards without any approval needed.

On the other hand, Finance and Employee users must obtain approval from the Admin/Budget Owner before their card is created.

*Budget Owners can create virtual cards only within the budget to which they are assigned.

Admin users or Budget Owners

On your Aspire dashboard, click "Cards" in the left navigation bar (web app) or click "Menu" and choose "Cards" (mobile app).
Click the blue button "➕ new card" located on the top right-hand side
Select which user the card is for
Fill in the card details and particulars
Click on "Confirm"

The new card is now created and will be shown at the top of your cards section

Note: Hong Kong Businesses can only create virtual cards in HKD and USD.

On your Aspire dashboard, click "Cards" in the left navigation bar (web app) or click "Menu" and choose "Cards" (mobile app).
Click on "Request a card" at the top right-hand side
Fill out the card details and particulars
Click "Request a card"

Your request will now go to the Admin of the account for approval, or if you selected a budget, it will go to the Budget Owners for approval.

Field	Description
Card name	Name of the card
Card purpose	Description of card purpose
What type of card will it be?	Select if it's a virtual or physical card
Source of funds	Choose the Aspire Debit Account (HKD/ USD) to tag your card. Admin users are the only ones who have the ability to select the source of funds for the card.
Spend limit	Set a spending limit and choose the refresh frequency (daily, weekly, monthly, quarterly, yearly, one-time).
Freeze automatically	Choose automatic card freezing based on transaction count or selected date.
Budget	Tag the card to an Aspire budget
Allow specific currencies ONLY	Select either HKD or USD as the allowed currency for card transactions.
Preferred spend currency	Choose your preferred currencies that you want to allow for transactions with the cards.
Merchant category restrictions	Specify the merchant's category for card usage.
Specific merchant restrictions	Specify specific merchants for card usage.
Reporting fields	Configure categories and custom fields for card transactions.
Exclude from auto reminders	To exclude this card from auto-receipt reminders, toggle the button.
Card colour	Colour of the card

Regardless of your subscription plan, you can create unlimited virtual cards* at no cost.

*Up to 50 Virtual cards in-app, additional upon request. Please contact our Care team in-app when requesting your 50th card or more.

Currently, we are unable to convert any virtual cards you have created on your Aspire Account into a physical card.

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.