Aspire App

Refer to the table below for a complete breakdown of card-related fees.

<b>Questions?</b> Chat with us by clicking on the messenger icon at the bottom right of the screen once you are <a href="https://app.aspireapp.com/sg/login" target="_blank" rel="nofollow noopener noreferrer">logged in</a>.

What are the card fees?

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	Virtual Card	Physical Card
Card Creation	Free	First card per user: Free Subsequent cards: HKD 118
Annual Fees	Free	Free
Activation Fees	Free	Free
Domestic Transactions	No fees when the transaction currency matches your card's Source of Funds (e.g., using an HKD card for HKD transactions)	No fees when the transaction currency matches your card's Source of Funds (e.g., using an HKD card for HKD transactions)
Foreign Currency Transactions (Card's exchange rates)	A competitive exchange rate applies when the transaction currency differs from your card's Source of Funds (e.g., using an HKD card for USD transactions) Exchange rate applied: Aspire Corporate Card: Up to 1.5% markup on top of VISA rates Aspire Advance Card: Up to 3% markup	A competitive exchange rate applies when the transaction currency differs from your card's Source of Funds (e.g., using an HKD card for USD transactions) Exchange rate applied: Aspire Corporate Card: Up to 1.5% markup on top of VISA rates Aspire Advance Card: Up to 3% markup
ATM Withdrawals	Not available	HKD 40 per withdrawal