You can send international transfers from your Aspire SGD Account in two ways:

You can send these currencies locally to their home country.

If the country you wish to send a local transfer to is not listed in the table above, you may still be able to send funds if your recipient's account can accept USD, EUR, or GBP.

In such cases, Wise facilitates the transfer via a SWIFT payment. Please refer to the table below for the list of countries and their supported currencies.

Through our partner Wise, Aspire allows you to send monies internationally by converting your overseas payments instructions into 2 discrete local transactions.

In place of a single SWIFT transaction, a local transaction of SGD within Singapore is first initiated. Subsequently, a local transaction of the foreign currency in its home country is made to the intended recipient. This allows for time and cost savings when making international transfers.

To initiate an international FX transfer, follow the guide below:

1. Go to your SGD Account page
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2. Click on"Submit a transfer button"
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3. Select from one of your saved recipients or create a New Recipient. When creating a new recipient, make sure to choose the currency you want to send from the drop-down list, provide the necessary recipient account details then click "Continue"

4. Enter the amount you wish to send and other transfer details, then click "Next"
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5. Review the transfer details and if all good, click "Confirm" to initiate the transfer.

The beneficiary will see the name of Wise’s payout partner as the sender of the transfer.

Depending on the currency being sent, there is a maximum amount that you can send per transfer. You will receive an error message in-app if you initiate an FX transfer of more than the maximum limit.

Alternatively, you can use our trusted FX partner to make this transaction. The transfers with our FX partners will not be through direct integration with Aspire, but it is still handy for sending large amounts while retaining low fees. You can check this article to see the required details/documents to make this transfer.

If you are interested in using this alternative, you can fill out the Transfer Request Form, and our team will be in touch within 1-2 business days.

Please note that our partners will review your payment requests before proceeding to ensure they fall within their Acceptable User Policy.
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On some occasions, Wise may request more information from you for a specific transaction. In such situations, Wise will directly contact you via email. Please ensure that you respond using the email address you used for the integration, as any response from another email address will not be recognized by Wise.

It is also possible to access your Wise account by logging in separately. If you already have a Wise account, simply log in as you normally would.

If you established your Wise Account through Aspire, please adhere to the following instructions:

Once you're logged into Wise, follow these steps:

While this scenario is not ideal, it is a much faster solution for you to proceed with your funds compared to us contacting Wise on your behalf. We are actively working to improve this process and make it more efficient for you.
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