Supported Currencies
Admin and Finance users with transfer rights or submit-only rights can send the following currencies from the HKD, USD, and CNY account.
Australian Dollar (AUD) | Japanese Yen (JPY) |
Canadian Dollar (CAD) | Norwegian Krone (NOK) |
Swiss Franc (CHF) | New Zealand dollar (NZD) |
Chinese Yuan (CNY) | Swedish krona (SEK) |
Euro (EUR) | Singapore Dollar (SGD) |
UK Sterling (GBP) | US Dollar (USD) |
Hong Kong Dollar (HKD) |
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Supported Transfer Types, Fees, Limits & Timeframe
Transfer Type | Transfer Limit | Timeframe | Fee for SWIFT Shared | Fee for SWIFT OURS |
SWIFT | No Limit | 2-3 business days |
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Notes:
SWIFT Transfer:
SWIFT transfers sent from the Aspire HK account will be converted at the best rates
Typically processed within 2-3 business days if submitted before 5:30 PM HKT on a business day
If you choose to cover the intermediary bank fees, the SWIFT OURS fee will be incurred.
If you choose to not cover the intermediary bank fees, the SWIFT Shared fee will be incurred.
All transfers are subject to compliance checks by our team or partners, which may occasionally result in delays for your recipient in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when your recipient will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
How to Send International transfers from the Aspire HKD, USD, or CNY Account
Admin and Finance with transfer and submit transfer rights can initiate an international transfer via the HKD, USD, or CNY account.
On your Aspire dashboard, click "Funds" in the left navigation bar (web app) or click "Menu" and choose "Funds" (mobile app).
Choose the relevant account (HKD, USD, or CNY) from which you want to make the transfer.
Click on "Make a transfer".
Select "New Recipient".
Select the currency you wish to send, then fill in the recipient’s details
Account holder full name
Recipient type: Individual or Company
Bank Country
Account number
Bank name
SWIFT/ BIC
Address
Enter the transfer amount and complete any additional required fields
Link the transaction to a budget (Optional)
Payment Reference (Optional)
Choose a category (Mandatory)
Other payment reference fields
Note: Please be aware that SWIFT transfers may incur intermediary bank fees, depending on the correspondent banks involved.
To ensure the recipient receives the full amount without deductions, you can select the option to cover these fees by toggling the "Pay HKD/CNY/USD extra and fix this amount" button.
7. Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button
What name will be displayed as the sender of the transfer?
For SWIFT transfers, the recipient will see Aspire as the sender of the funds.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.