How does your corporate card work?
Corporate Cards are secured cards that are backed by a collateral deposit. Admins and Finance users can fund the collateral account to unlock an equivalent spend limit, up to the approved credit limit.
At 6 PM PT every day, any due amount spent will need to be repaid from your Aspire Checking Account.
How do I use a Corporate Card for payments?
Admin, Finance, and Employee users can make payments using a virtual and physical cards. To get started, Admin or Finance users must top up the collateral account, and a virtual or physical card must be created.
Only Admin users can create virtual cards for themselves. Finance and Employee users will need approval from an Admin or Budget Owner before a card can be created.
How do I repay what I spent on my Corporate Card?
Repayments must be made from the Aspire Checking Account. Admin and Finance users can:
Enable Autopay to automate repayments every day
Or manually transfer funds from the Aspire Checking Account
Learn more about repayment options in this FAQ.
How do I increase my available Corporate Card limit?
To increase the available limit, Admin or Finance users need to top up the Cards Collateral Account. The available limit will increase by the amount added to the collateral. The Cards collateral account balance cannot exceed your credit limit at any time.
Note: Currently, only transfers from the Aspire Checking Account are accepted.
How do I create Corporate Cards?
To create corprate cards, Aspire users may refer to Guide to Creating Aspire Corporate Cards.
When can I start using my Corporate Card?
Aspire users can begin using the coporate card once:
The virtual card is created and
The collateral account is successfully funded
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.
Aspire is a financial technology company, not a bank. Banking services are offered by Column N.A. (“Column”), Member FDIC.
The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.