Admin or Finance users can increase the Aspire Charge Card limit (up to the approved credit limit) by topping up the Cards Collateral Account from the Aspire Checking Account. You can do this in two ways:
Top up via Charge Cards Page
On your Aspire dashboard, click "Charge Cards" in the left navigation bar (web app) or click "Menu" and choose "Charge Cards" (mobile app).
Select "Increase available limit".
Enter the desired amount under the “You Pay” field, then click “Continue” to confirm the top-up.
Top up from the Cards Collateral Page
On your Aspire dashboard, click "Funds" in the left navigation bar (web app) or click "Menu" and choose "Funds" (mobile app).
Select "Cards collateral".
Click "Add Funds".
You can transfer from your checking account or external account:
Transfer from your checking account
Choose “Transfer from checking account”
Enter the desired amount under the “You Pay” field, then click “Continue” to confirm the top-up.
Transfer from an external account
Choose “Transfer from an external account”
Your Cards Collateral Account details will appear. Click “Copy details” and use these to transfer funds* from your external account.
Once the funds are in, your available balance will be updated.
*Notes:
You can only transfer funds from banks in the US via ACH and FedWire. Transfers outside of the US will be rejected and returned within 2-5 business days.
Any amount above your credit limit will be moved to your checking account balance.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.
Aspire is a financial technology company, not a bank. Banking services are offered by Column N.A. (“Column”), Member FDIC.
The Aspire Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.