Your Aspire USD Checking Account, issued by Column N.A., supports local USD transfers via ACH and Domestic Wire. This guide outlines everything you need to receive these transfers smoothly.
Receiving Funds via ACH
What is ACH?
ACH (Automated Clearing House) is a U.S. payment network that enables you to receive funds directly from any U.S. bank account into your Aspire USD Checking Account.
When will I receive funds sent via ACH?
ACH transfers are typically settled by 5:30 AM PT on the next business day, depending on when the sender initiates the transfer and whether they use standard or same-day ACH.
Is there a limit on how much I can receive via ACH?
Yes. The maximum inbound limit is USD 1,000,000 per transaction.
What are the fees to receive ACH transfers?
$0
What account details should my sender use?
Account Name | Your company name |
Account number | Your account number seen in-app |
Routing Number | 121145307 |
Bank Name | Column N.A. |
Bank Address | 1 Letterman Drive, Suite A4-700 San Francisco, CA 94129 |
Beneficiary Address | You can share your business address |
Receiving Funds via Domestic Wire
What is a Domestic Wire?
A Domestic Wire uses the Fedwire system to send funds between U.S. bank accounts. It’s a preferred option for high-value or urgent transfers.
When will I receive funds sent via Domestic Wire?
If the wire transfer is received before 3:45 PM PT on a business day, it is typically credited the same day. Transfers received after the cutoff time or during weekends/public holidays will be processed the next business day.
Is there a limit on how much I can receive via Domestic Wire?
No, there is no transfer limit for inbound domestic wires.
What are the fees to receive Domestic Wire transfers?
$0
What account details should my sender use?
Account Name | Your company name |
Account number | Your account number seen in-app |
Routing Number | 121145307 |
Bank Name | Column N.A. |
Bank Address | 1 Letterman Drive, Suite A4-700 San Francisco, CA 94129 |
Beneficiary Address | You can share your business address |
How to View Your USD Local Account Details
Under Frequently Used Actions, click "View all actions", then select "Add Money".
Select your Aspire USD Checking Account.
Click on "Receive USD from United States only".
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.