Supported Currencies and Countries

You can send international transfers through the SWIFT network to the currencies and countries listed below:

Note: For currencies marked with an asterisk *, a user must meet a minimum USD threshold (See Minimum USD Amount Column) notional equivalent when making payments in that currency.

Supported Currencies

Code	Name	Minimum USD Amount
AED	United Arab Emirates Dirham
ARS	Argentine Peso
AUD	Australian Dollar
BDT	Bangladeshi Taka
BGN	Bulgarian Lev
BHD	Bahraini Dinar
BMD	Bermudian Dollar
BND*	Bruneian Dollar	$100
BOB*	Bolivian Bolíviano	$100
BRL	Brazilian Real	$25
BSD	Bahamian Dollar	$25
BTN	Bhutanese Ngultrum
BWP	Botswana Pula
BZD	Belizean Dollar	$25
CAD	Canadian Dollar
CDF	Congolese Franc	$25
CHF	Swiss Franc
CLP*	Chilean Peso	$100
CNY	Chinese Yuan Renminbi
COP	Colombian Peso
CRC*	Costa Rican Colon	$100
CZK	Czech Koruna
DKK	Danish Krone
DOP*	Dominican Peso	$100
EGP	Egyptian Pound
ETB*	Ethiopian Birr	$100
EUR	Euro
FJD	Fijian Dollar
GBP	British Pound
GEL	Georgian Lari	$25
GHS	Ghanaian Cedi
GTQ*	Guatemalan Quetzal	$100
GYD	Guyanese Dollar	$25
HKD	Hong Kong Dollar
HNL	Honduran Lempira
HTG*	Haitian Gourde	$100
HUF	Hungarian Forint
IDR	Indonesian Rupiah
ILS	Israeli Shekel
INR	Indian Rupee
ISK	Icelandic Krona
JMD	Jamaican Dollar
JOD*	Jordanian Dinar	$100
JPY	Japanese Yen
KES	Kenyan Shilling
KRW	South Korean Won	$25
KWD	Kuwaiti Dinar
KYD	Caymanian Dollar
LAK	Laotian Kip	$25
LKR	Sri Lankan Rupee
LYD	Libyan Dinar	$25
MAD	Moroccan Dirham
MDL	Moldovan Leu
MKD	Macedonian Denar	$25
MNT	Mongolian Tughrik	$25
MOP*	Macau Pataca	$100
MUR*	Mauritian Rupee	$100
MVR	Maldivian Rufiyaa	$25
MXN	Mexican Peso
MYR	Malaysian Ringgit
NAD	Namibian Dollar	$25
NGN*	Nigerian Naira	$100
NIO*	Nicaraguan Cordoba	$100
NOK	Norwegian Krone
NPR*	Nepalese Rupee	$100
NZD	New Zealand Dollar
OMR	Omani Rial
PEN*	Peruvian Sol	$100
PGK*	Papua New Guinean Kina	$100
PHP	Philippine Peso
PKR*	Pakistani Rupee	$100
PLN	Polish Zloty
PYG	Paraguayan Guarani	$25
QAR	Qatari Riyal
RON	Romanian Leu
RSD	Serbian Dinar	$25
RWF*	Rwandan Franc	$100
SAR	Saudi Arabian Riyal
SCR*	Seychellois Rupee	$100
SEK	Swedish Krona
SGD	Singapore Dollar
SSP	South Sudanese Pound	$25
SZL*	Swazi Lilangeni	$100
THB	Thai Baht
TJS	Tajikistani Somoni	$25
TND	Tunisian Dinar
TRY	Turkish Lira
TTD	Trinidadian or Tobagonian Dollar
TWD	Taiwanese New Taiwan Dollar	$25
TZS*	Tanzanian Shilling	$100
UGX	Ugandan Shilling
USD	United States Dollar
UYU	Uruguayan Peso
UZS	Uzbekistani Som
VND	Vietnamese Dong
XOF*	West African CFA Franc	$100
ZAR	South African Rand
ZMW	Zambian Kwacha

Supported Countries

Country	Additional Transfer Information Requirement
Albania	For utility payments: client name, bill month, and contract number of the subscriber For tax payments: FDP (payment order document generated by Tax Office system) For fee payments: NIPT (tax ID)
Algeria	For invoices: reason for the invoice (e.g., invoice for health services)
Andorra
Angola
Argentina
Armenia	Payment purpose must be clearly identified
Australia
Austria
Azerbaijan	Payment purpose must be clearly identified, especially for charitable purposes to avoid income tax
Bahamas	Transit Number is required if the beneficiary bank is "RBC Bahamas"
Bahrain
Bangladesh
Belgium
Belize
Benin
Bosnia and Herzegovina	If the beneficiary belongs to a government organization, Budget Organization Code, Profit Type (6-digit) and Citation Number (municipality, 3-digit) are required
Brazil	Payment purpose must be clearly identified
Bulgaria	For tax payments: 6-digit payment type defined by the Ministry of Finance and local regulation, and one of the following: BULSTAT (Bulgarian Identification Tax Number, 6-digit for corporations), EGN (Bulgarian citizen ID), PNF (foreign citizen ID), or IZL (name of legal entity or individual)
Burkina Faso
Cameroon
Canada
Chad
Chile
China	Purpose Code: CAP (Capital Account), GDS (Goods Trade), SRV (Service Trade), CAC (Current Account), or FTF (Bank-to-Bank Funds Transfer)
Colombia	Clearly identifiable purpose of payment (e.g., goods, services, capital, etc.)
Costa Rica
Côte d'Ivoire
Croatia
Cyprus
Czechia
Denmark
Djibouti
Dominican Republic
Egypt
El Salvador
Equatorial Guinea
Estonia
Faroe Islands
Finland
France
French Polynesia
Gabon
Georgia
Germany
Gibraltar
Greece
Greenland
Guatemala
Guinea
Guinea-Bissau
Guyana	8-digit Transit Code is mandatory (format: TRANSIT CODE: XXXXXXXX). Funds paid to the Guyana Revenue Authority require a reference (format: YYMMDD/RRRRRRRRRRRR), which can be obtained from the Guyana Revenue Authority.
Holy See (Vatican City State)
Honduras	For payments from corporations/organizations to individuals, include a detailed purpose of payment (especially for salaries).
Hungary
Iceland
India	5-character Purpose of Payment codes, beginning with "P". The following codes are not supported: P1302, P1303, P1304, P1499, P0099, P0001, P1011, and P1099.
Indonesia
Ireland
Israel
Italy
Jamaica
Jordan	Payment purpose must be clearly identified
Korea, Republic of
Kosovo
Kuwait
Kyrgyzstan	8-digit Purpose of Payment codes
Latvia
Liechtenstein
Lithuania
Luxembourg
Madagascar
Malaysia	5-digit Purpose of Payment
Mali
Malta
Mauritania
Mauritius	Payment purpose must be clearly identified
Mexico
Moldova, Republic of
Monaco
Montenegro
Morocco
Mozambique
Namibia
Nepal	9-digit Permanent Account Number (PAN) is required for: payments related to social media content and software development by individuals or corporations or equivalent, and payments related to any consultancy services would apply to individuals only.
Netherlands
New Zealand
Niger
Nigeria
North Macedonia
Norway
Pakistan	Relationship between remitter and beneficiary must be clearly identified Include 4-digit Purpose of Payment
Paraguay
Peru
Poland
Portugal
Qatar
Romania
Saint Lucia
San Marino
Sao Tome and Principe
Saudi Arabia	Payment purpose must be clearly identified
Senegal
Serbia
Seychelles
Slovakia
Slovenia
South Africa	For Tax payments, include a unique 19-character Payment Reference Number (PRN) (e.g., /PRN/xxxxxxxxxxxxxxxxxxx)
Spain
Sweden
Switzerland
Taiwan, Province of China
Timor-Leste
Togo
Tunisia
Turkey
Uganda
United Arab Emirates	Payment purpose must be clearly identified Include 3-character Purpose of Payment codes
United Kingdom
Virgin Islands, British
Zambia

Making a transfer

Admin and Finance users can send international transfers from the checking account by following the steps below:

Click Checking Account under Funds
Click on "Make a transfer"
Choose “Pay a recipient” for single transfer or “Make payments in batch” for multiple transfers
Click on “New recipient” or choose from any of the previously saved recipients
Select the currency you’ll send, enter the required details, then click “Continue”.
1. Account holder's name
2. Transfer mode (International wire)
3. Bank country
4. Recipient type
5. SWIFT Code/BIC
6. Account Number
7. Account Type (Checking or Savings)
8. Recipient Address
9. Other required transfer details by country
Place the transfer amount, set the Intermediary fee [link to the SWIFT Fee FAQ section], then click “Continue”
Add your transfer details such as the payment reference, category, budget and internal note, then click “Continue”
Review your transfer and if all good, click “Submit”

Notes: To ensure a smooth transfer, we recommend confirming the exact name format with your beneficiary. Although omitting special characters in the Account Holder's name typically works, there is a slight possibility that the beneficiary's bank may reject the transfer due to a name discrepancy. Verifying this information in advance can help prevent any potential issues.

What name will be displayed as the sender of the transfer?

The sender's name will appear as registered on your Aspire account.

Transfer Fee & Rate

USD to USD Transfers sent via SWIFT (within or outside the US) cost USD 5.
FX transfers sent via SWIFT will be converted at the best rates and cost USD 5. FX rates and conversion as executed by Aspire, not Column N.A., Member FDIC.

However, please note that there may be intermediary bank fees deducted from the sent amount, which can range up to $60. There are 2 types of SWIFT Intermediary fee types you can choose:

Shared Charges (SHA)

You pay for the Remitting bank's charges (Aspire). Your recipient bears the charges of the Intermediary banks and their bank, which will be deducted from the remittance amount. Your recipient will receive the remaining balance. This is the most common type of charge, where each party bears their respective charges.

OUR charges (OUR)

Charges are borne by the Remitter (you). You bear the Remitting bank's charges and all the Intermediary banks' charges. You can fix the amount the recipient will receive by paying a small fee upfront.

To guarantee that the recipient receives the full amount, click the pen icon from the transfer screen, choose the OUR option, then click Save. This will cover the intermediary bank fee and cost USD 15 equivalent in total.

This is the option you should select when you are paying someone a salary or an invoice, and they must receive the exact amount.

Note: Beneficiary bank charges, if any, are still deducted from the amount sent.

Transfer Timeframe

International wire transfers are processed with a daily cutoff time of 1:30 PM PT.

Transfers initiated after this time or on non-banking days will be processed on the next banking day.

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.

Guide to Sending Local Transfers from Aspire USD Account

Guide to Receiving Local Transfers to Aspire USD Account

Understanding Aspire Checking Account

Guide to Syncing Expenses from Aspire to Xero

Guide to Receiving International Transfers to Aspire USD Account

Guide to Sending International Transfers from Aspire USD Account