Skip to main content

Guide to Receiving International Transfers

This guide walks you through receiving international transfers via SWIFT to your Aspire multi-currency accounts. International transfers allow you to receive funds from overseas senders directly into your Aspire accounts.


Overview

Your Aspire accounts support international transfers via SWIFT:

  1. USD Account - Receive transfers in 100+ currencies from 150+ countries worldwide (powered by Column N.A.)

  2. Other Accounts (HKD, CNY, EUR, GBP, JPY, AUD, CAD, NZD, CHF, SGD, SEK, NOK) - Receive transfers in 13 major currencies


Receiving to Your USD Checking Account

Your Aspire USD Checking Account, issued by Column N.A., enables you to receive international transfers via SWIFT from over 100 currencies and 150 countries worldwide. All foreign currencies are automatically converted to USD and deposited into your USD account.

How to View Your USD SWIFT Account Details

  1. Under Frequently Used Actions, click "View all actions", then select "Add Money".

  2. Select “Checking Account”

  3. Click on "Receive USD or any currency from anywhere"

What account details should my sender use?

Account Name

Your company name

Account number

Your account number seen in-app

SWIFT/BIC

CLNOUS66*

Bank Name

Column N.A.

Bank/Beneficiary Address

1 Letterman Drive, Suite A4-700 San Francisco, CA 94129

Intermediary/Correspondent Bank

Bank Name: JPMORGAN CHASE BANK, N.A.

SWIFT/BIC: CHASUS33

To ensure that your SWIFT transfer is successfully received into your account, you can download a guide on the SWIFT payment format by clicking this link. This guide can be shared with your sender to provide them with the necessary information for a smooth transfer.

Supported Currencies

You can receive international transfers in the following 100+ currencies. All foreign currencies are automatically converted to USD and deposited into your USD account.

Code

Name

AED

United Arab Emirates Dirham

ARS

Argentine Peso

AUD

Australian Dollar

BDT

Bangladeshi Taka

BGN

Bulgarian Lev

BHD

Bahraini Dinar

BMD

Bermudian Dollar

BND*

Bruneian Dollar

BOB*

Bolivian Bolíviano

BRL

Brazilian Real

BSD

Bahamian Dollar

BTN

Bhutanese Ngultrum

BWP

Botswana Pula

BZD

Belizean Dollar

CAD

Canadian Dollar

CDF

Congolese Franc

CHF

Swiss Franc

CLP*

Chilean Peso

CNY

Chinese Yuan Renminbi

COP

Colombian Peso

CRC*

Costa Rican Colon

CZK

Czech Koruna

DKK

Danish Krone

DOP*

Dominican Peso

EGP

Egyptian Pound

ETB*

Ethiopian Birr

EUR

Euro

FJD

Fijian Dollar

GBP

British Pound

GEL

Georgian Lari

GHS

Ghanaian Cedi

GTQ*

Guatemalan Quetzal

GYD

Guyanese Dollar

HKD

Hong Kong Dollar

HNL

Honduran Lempira

HTG*

Haitian Gourde

HUF

Hungarian Forint

IDR

Indonesian Rupiah

ILS

Israeli Shekel

INR

Indian Rupee

ISK

Icelandic Krona

JMD

Jamaican Dollar

JOD*

Jordanian Dinar

JPY

Japanese Yen

KES

Kenyan Shilling

KRW

South Korean Won

KWD

Kuwaiti Dinar

KYD

Caymanian Dollar

LAK

Laotian Kip

LKR

Sri Lankan Rupee

LYD

Libyan Dinar

MAD

Moroccan Dirham

MDL

Moldovan Leu

MKD

Macedonian Denar

MNT

Mongolian Tughrik

MOP*

Macau Pataca

MUR*

Mauritian Rupee

MVR

Maldivian Rufiyaa

MXN

Mexican Peso

MYR

Malaysian Ringgit

NAD

Namibian Dollar

NGN*

Nigerian Naira

NIO*

Nicaraguan Cordoba

NOK

Norwegian Krone

NPR*

Nepalese Rupee

NZD

New Zealand Dollar

OMR

Omani Rial

PEN*

Peruvian Sol

PGK*

Papua New Guinean Kina

PHP

Philippine Peso

PKR*

Pakistani Rupee

PLN

Polish Zloty

PYG

Paraguayan Guarani

QAR

Qatari Riyal

RON

Romanian Leu

RSD

Serbian Dinar

RWF*

Rwandan Franc

SAR

Saudi Arabian Riyal

SCR*

Seychellois Rupee

SEK

Swedish Krona

SGD

Singapore Dollar

SSP

South Sudanese Pound

SZL*

Swazi Lilangeni

THB

Thai Baht

TJS

Tajikistani Somoni

TND

Tunisian Dinar

TRY

Turkish Lira

TTD

Trinidadian or Tobagonian Dollar

TWD

Taiwanese New Taiwan Dollar

TZS*

Tanzanian Shilling

UGX

Ugandan Shilling

USD

United States Dollar

UYU

Uruguayan Peso

UZS

Uzbekistani Som

VND

Vietnamese Dong

XOF*

West African CFA Franc

ZAR

South African Rand

ZMW

Zambian Kwacha

Supported Countries

You can receive international transfers from the following 150+ countries:

Albania

Colombia

Guinea

Mali

Romania

Algeria

Costa Rica

Guinea-Bissau

Malta

Saint Lucia

Andorra

Côte d'Ivoire

Guyana

Mauritania

San Marino

Angola

Croatia

Holy See (Vatican City State)

Mauritius

Sao Tome and Principe

Argentina

Cyprus

Honduras

Mexico

Saudi Arabia

Armenia

Czechia

Hungary

Moldova, Republic of

Senegal

Australia

Denmark

Iceland

Monaco

Serbia

Austria

Djibouti

India

Montenegro

Seychelles

Azerbaijan

Dominican Republic

Indonesia

Morocco

Slovakia

Bahamas

Egypt

Ireland

Mozambique

Slovenia

Bahrain

El Salvador

Israel

Namibia

South Africa

Bangladesh

Equatorial Guinea

Italy

Nepal

Spain

Belgium

Estonia

Jamaica

Netherlands

Sweden

Belize

Faroe Islands

Jordan

New Zealand

Switzerland

Benin

Finland

Korea, Republic of

Niger

Taiwan, Province of China

Bosnia and Herzegovina

France

Kosovo

Nigeria

Timor-Leste

Brazil

French Polynesia

Kuwait

North Macedonia

Togo

Bulgaria

Gabon

Kyrgyzstan

Norway

Tunisia

Burkina Faso

Georgia

Latvia

Pakistan

Turkey

Cameroon

Germany

Liechtenstein

Paraguay

Uganda

Canada

Gibraltar

Lithuania

Peru

United Arab Emirates

Chad

Greece

Luxembourg

Poland

United Kingdom

Chile

Greenland

Madagascar

Portugal

Virgin Islands, British

China

Guatemala

Malaysia

Qatar

Zambia

Transfer Fees

$0

Transfer Limit &Timeframe

Aspire USD Account Details can receive SWIFT/International Telegraphic/Wire transfers with no transfer limit.

The processing time for incoming SWIFT transfers depends largely on the platform used by the sender. A SWIFT transfer typically takes 2-5 business days. Aspire would usually process the funds within 1 business day of receiving them.

If the expected delivery time for funds to be reflected in your account has exceeded, please request a transfer receipt or MT103 (for transfers via SWIFT) from your sender.

As the receiving party, our payment partner has limited visibility on inbound transactions. Hence to trace a transfer, we strongly advise that you reach out to the sender and request them to issue a trace of funds through the sending bank.

Notes: When sending funds to your account for the first time or receiving investment/funding, please notify us in advance and share supporting documents through this form.


Receiving to Other Accounts

Your HKD, CNY, EUR, GBP, JPY, AUD, CAD, NZD, CHF, SGD, SEK, and NOK accounts can all receive international transfers via SWIFT in major currencies.

How to View Your HKD, CNY, EUR, GBP, JPY, AUD, CAD, NZD, CHF, SGD, SEK, or NOK SWIFT Account Details

  1. Under Frequently Used Actions, click "View all actions", then select "Add money".

  2. Select your account (HKD, CNY, EUR, GBP, JPY, AUD, CAD, NZD, CHF, SGD, SEK, or NOK)

  3. Click on "Receive [currency] or any currency from anywhere".

What account details should my sender use?

Account Name

Your company name

Account number/IBAN

The account number or IBAN shown in the app

Bank Name

DBS Bank (Hong Kong) Limited

SWIFT Code

DHBKHKHH

Bank Address

G/F, The Center, 99 Queen's Road Central,Central, Hong Kong

Beneficiary Address

You may share your business address

Intermediary Bank Details

A sender typically has the option to input an intermediary bank when doing a SWIFT transfer to your SWIFT EUR Account. Placing the intermediary bank ensures a seamless transfer to your Aspire account, minimizing the chances of missing transfers or even transfer reversals.

As such, we recommend sharing the intermediary bank details with the sender when applicable. The sender should have the option to enter intermediary bank details at the time of transfer initiation.

If the sender cannot select an intermediary bank, no action is required, as the sender's bank may have it configured on the back end. Toggle the button below to select the appropriate intermediary bank based on the currency listed:

Currency

Bank SWIFT code

Intermediary Bank Name

AED

ADCBAEAA

Abu Dhabi Commercial Bank

AUD

CTBAAU2S

Commonwealth Bank of Australia, Sydney, Australia

CAD

TDOMCATTTOR

Toronto-Dominion Bank, Toronto, Canada

CHF

UBSWCHZH80A

UBS AG, Zurich, Switzerland

CNY

BKCHHKHH838

Bank of China (Hong Kong) Limited (Renminbi Clearing Centre), HKSAR

CNY

BKCHHKHH838

DBS Bank (China) Ltd, Shanghai, China

DKK

DABADKKK

Danske Bank A/S, Copenhagen, Denmark

EUR

BARCDEFF

Barclays Bank Ireland PLC Frankfurt Branch

GBP

NWBKGB2L

National Westminster Bank PLC

JPY

SMBCJPJT

Sumitomo Mitsui Banking Corporation, Tokyo, Japan

NOK

DNBANOKK

Den norske Bank ASA, Oslo, Norway

NZD

ASBBNZ2A

ASB Bank International, Auckland, New Zealand

PHP

BOPIPHMM

Bank of the Philippine Islands, Manila, Philippines

SEK

ESSESESS

Skandinaviska Eskilda Banken, Stockholm, Sweden

SGD

DBSSSGSG

DBS Bank Ltd, Singapore

THB

TMBKTHBK

TMB Bank Public Company Limited, Bangkok, Thailand

USD

CHASUS33

JP Morgan Chase Bank, New York, USA

ZAR

FIRNZAJJ

FirstRand Bank Limited

Supported Currencies

You can receive international transfers in the following 13 currencies:

Australian Dollar (AUD)

Japanese Yen (JPY)

Canadian Dollar (CAD)

Norwegian Krone (NOK)

Swiss Franc (CHF)

New Zealand dollar (NZD)

Euro (EUR)

Swedish krona (SEK)

UK Sterling (GBP)

Singapore Dollar (SGD)

Hong Kong Dollar (HKD)

How Currency Deposits Work

When you receive a SWIFT transfer, where the funds are deposited depends on which accounts you have activated:

  1. If you have an account for that currency - The transfer deposits directly to that account

    • Example: JPY sent → deposits to JPY account

    • Example: EUR sent → deposits to EUR account

  2. If you don't have an account for that currency - The transfer converts to EUR and deposits to your EUR account

    • Example: JPY sent + no JPY account → converts to EUR → deposits to EUR account

  3. If you don't have EUR or the currency account - The transfer converts to GBP and is deposited to your GBP account

    • Example: JPY sent + no JPY or EUR account → converts to GBP → deposits to GBP account

Supported Transfer Types, Fees, Limits & Timeframe

Transfer Type

Transfer Limit

Timeframe

Fee

SWIFT

No Limit

2-5 business days

Equivalent to USD 8

Notes:

  • All transfers are subject to compliance checks by our team or partners, which may occasionally result in delays in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when you will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.

  • SWIFT transfer:

    • SWIFT transfers will be converted at the best rates

    • Typically processed within 2-5 business days if submitted before 5:30 PM HKT on a business day.

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.

Did this answer your question?