Guide to activating Payment Gateway
Updated over a week ago

Note: This feature is only available for businesses incorporated in Indonesia.

What is a Payment Gateway?

A payment gateway is a technology that allows businesses to accept payments from their customers using various payment methods through their websites or mobile applications.

With Aspire Payment Gateway, you can seamlessly set up a payment gateway on your business' website or mobile app using Plugin or API.

Available Payment Methods and Fees

The table below outlines the payment methods available for activation in your payment gateway.

Regarding the fees, they are applied on a per-transaction basis. You have the option to either pass these fees on to your customer or have them deducted from the final payment.

Payment Methods

Available Options

Fees per transaction

Credit Cards

  • Mastercard

  • JCB

  • American Express

  • VISA

2,9% + Rp.2.500,-/transaction

Virtual Account

  • Mandiri

  • BNI

  • Permata Bank

  • BCA

  • ATM Bersama

  • CIMB Niaga

  • Hemat Pay

  • Bank Artha Graha

  • Maybank

  • Bank BRI

  • Artha Graha: Rp. 1.500,-/transaction

  • Mandiri: Rp. 4.000,-/transaction

  • BCA: Rp. 5.000,-/transaction

  • Other VAs: Rp. 3.000,-/transaction

Retail stores

  • Indomaret

  • Alfamart

  • Pegadaian

  • Pos Indonesia

  • Indomaret: MDR + Rp. 1.000,-/transaction

  • Alfamart: Rp. 2.500,-/transaction

  • Pegadaian: Rp. 2.500,-/transaction

  • POS Indonesia: Rp. 2.500,-/transaction

E-Wallet

  • OVO**

  • Shopee Pay**

  • Link Aja

  • DANA

  • OVO, Dana, LinkAja : 1,67%/transaction

  • Shopeepay : 2%/transaction

  • OVO (digital): 3,03%/transaction

  • Shopeepay (digital): 4%/transaction

  • LinkAja (fixed fee): Rp. 3.330,-/transaction

QRIS

  • Shopee Pay QRIS

  • Link Aja QRIS

  • NOBU National Bank QRIS

  • DANA QRIS

  • Gudang Voucher QRIS

  • QRIS via Shopeepay: 0,7%/transaction

  • QRIS via LinkAja: 0,78%/transaction

  • QRIS via NOBU: 0,7%/transaction

  • QRIS via Dana: 0,7%/transaction

  • QRIS via Gudang Voucher: 0,7%/transaction

Credit Payment

  • Indodana

  • Atome

  • Indodana: 1%/transaction

  • Atome: 5,5%/transaction

E-Banking

  • Jenius pay

  • Jenius pay: 2%/transaction

Notes:

**Account linking is available for OVO and Shopee Pay

How to obtain an Aspire Payment Gateway?

Don't have an Aspire account yet

If you don't have an Aspire account yet, you may open one by clicking here. The required documents are also listed in the Account Opening Guide for Indonesia Incorporated Companies.

IF you opt to open a Payment Gateway, during registration, you will be asked to provide the documents below:

  1. Valid business website URL or application: Contain a clear list of services/products, payment flow, contact address, and address of your business.

  2. Company logo: (min 200X200px)

  3. Bank name and Bank account number

Already have an Aspire account

Admin users can request to activate a Payment Gateway by following the steps below:

  1. On your Aspire dashboard, click on "Payment Gateway" under the "Receive" section

  2. Next, you will be routed to the Sandbox* mode of the Aspire Payment Gateway. To enable the Production** mode of the Payment Gateway, you will be asked to contact the Sales Team, and provide the documents below:

    1. Valid business website URL or application: Contain a clear list of services/products, payment flow, contact address, and address of your business.

    2. Company logo: (min 200X200px)

    3. Bank name and Bank account number

  3. Once the documents are approved, you will be able to access the Production mode of the Aspire Payment Gateway.

Notes:

*Sandbox mode is the testing environment of your Payment Gateway.
**Production mode is the active environment of your Payment Gateway.

Activation Timeframe

Don't have an Aspire account yet

If you requested the Payment Gateway during account opening registration, your Aspire account will be activated in 5-7 days.

Already have an Aspire account

If you requested the Payment Gateway in-app, it will take 1 -2 days to activate your Payment Gateway.

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.


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