Accessing Your USD SWIFT Account Details
Admin users must activate the USD Account details to receive and store transfers to the Aspire USD Account.
To access your USD SWIFT account details, follow the steps by steps below.
On your Aspire dashboard, click "Funds" in the left navigation bar (web app) or click "Menu" and choose "Funds" (mobile app).
Select your USD Account
Click on "View account details"
Select the "SWIFT Details"
Notes:
We are not able to receive ELECTRONICS FUNDS TRANSFER (EFT) & crypto-related transfers.
Clearing Code is not required when making SWIFT transfers to your USD SWIFT Account Details. Your clients can transfer money to your SWIFT account details using your IBAN number and SWIFT Code.
To avoid double conversion, when receiving from HSBC, please request the sender to add "Do Not Convert" in the payment reference field. However, this instruction is followed only on a best endeavours basis by the sending and intermediary banks. We do not have any control over any of these banks auto-converting the funds to GBP.
Additional details for receiving transfers to your USD SWIFT account details:
To ensure that your SWIFT transfer is successfully received into your account, you can download a guide on the SWIFT payment format by clicking this link. This guide can be shared with your sender to provide them with the necessary information for a smooth transfer.
Account Name | Your company name |
Account number/IBAN | Your account number is seen in-app |
Bank Name | The Currency Cloud Limited |
SWIFT Code** | TCCLGB3L or try TCCLGB3LXXX
If the sender cannot recognize the SWIFT Code, the sender can manually fill the details and proceed with the transfer. |
Sort Code | 041404 |
Bank Address* | 12 Steward Street, The Steward Building, London, E16FQ, GB |
Beneficiary Address | You can share your business address |
Intermediary /Correspondent Bank | Can view this list |
Notes:
*We partner with The Currency Cloud Limited to collect the money locally in the UK. Your USD funds are held with DBS in Singapore.
**If your sender confirms that their sending bank cannot recognize your SWIFT code, please chat with our support team in-app and provide the following details:
Sending bank's name:
Sending bank's SWIFT Code:
Country where the sending bank is based:
Our team will coordinate with our partner bank to reach out to the said sending bank. In the meantime, our Customer Support team will provide you with alternative account details to receive your funds. Please allow our team to get back to you within 24 hours.
Intermediary Bank Details
A sender typically has the option to input an intermediary bank when doing a SWIFT transfer to your SWIFT USD Account. Placing the intermediary bank ensures a seamless transfer to your Aspire account, minimizing the chances of missing transfers or even transfer reversals.
As such, we recommend sharing the intermediary bank details with the sender when applicable. The sender should have the option to enter intermediary bank details at the time of transfer initiation.
If the sender cannot select an intermediary bank, no action is required, as the sender's bank may have it configured on the back end. Toggle the button below to select the appropriate intermediary bank based on the currency listed:
Currency | Bank SWIFT code | Intermediary Bank Name |
Australian Dollar (AUD) | BARCGB22XXX | Barclays Bank PLC, London |
Bahrain Dinar (BHD) | BARCGB22XXX | Barclays Bank PLC, London |
Canadian Dollar (CAD) | BARCGB22XXX | Barclays Bank PLC, London |
Chinese Yuan (CNH) | BKCHHKHHXXX | Bank of China (Hong Kong) Limited, Hong Kong |
Czech Koruna (CZK) | BARCGB22XXX | Barclays Bank PLC, London |
Danish Krone (DKK) | BARCGB22XXX | Barclays Bank PLC, London |
Euro (EUR) | BARCGB22XXX | Barclays Bank PLC, London |
Hong Kong Dollar (HKD) | BARCGB22XXX | Barclays Bank PLC, London |
Hungarian Forint (HUF) | BARCGB22XXX | Barclays Bank PLC, London |
Israeli Shekel (ILS) | BARCGB22XXX | Barclays Bank PLC, London |
Japanese Yen (JPY) | BARCGB22XXX | Barclays Bank PLC, London |
Kenyan Shilling (KES) | BARCGB22XXX | Barclays Bank PLC, London |
Kuwait Dinar (KWD) | BARCGB22XXX | Barclays Bank PLC, London |
Mexican Peso (MXN) | BARCGB22XXX | Barclays Bank PLC, London |
New Zealand Dollar (NZD) | BARCGB22XXX | Barclays Bank PLC, London |
Norwegian Krone (NOK) | BARCGB22XXX | Barclays Bank PLC, London |
Omani Rial (OMR) | BARCGB22XXX | Barclays Bank PLC, London |
Polish Zloty (PLN) | BARCGB22XXX | Barclays Bank PLC, London |
Qatar Rial (QAR) | BARCGB22XXX | Barclays Bank PLC, London |
Romanian Leu (RON) | BARCGB22XXX | Barclays Bank PLC, London |
Saudi Riyal (SAR) | BARCGB22XXX | Barclays Bank PLC, London |
Singapore Dollar (SGD) | BARCGB22XXX | Barclays Bank PLC, London |
South African Rand (ZAR) | BARCGB22XXX | Barclays Bank PLC, London |
Swedish Krona (SEK) | BARCGB22XXX | Barclays Bank PLC, London |
Swiss franc (CHF) | BARCGB22XXX | Barclays Bank PLC, London |
Thai Baht (THB) | BARCGB22XXX | Barclays Bank PLC, London |
Turkish Lira (TRY) | BARCGB22XXX | Barclays Bank PLC, London |
Ugandan Shilling (UGX) | BARCGB22XXX | Barclays Bank PLC, London |
UK Sterling (GBP) | BARCGB22XXX | Barclays Bank PLC, London |
United Arab Emirates Dirham (AED) | BARCGB22XXX | Barclays Bank PLC, London |
US Dollar (USD) | BARCGB22XXX | Barclays Bank PLC, London |
Do I have the same SWIFT Account Details for my Aspire USD Account if I already have an Aspire EUR/GBP Account?
Yes. If you're receiving a transfer from any of our supported currencies, you would need to set up your primary currency. This way, your FX transfer will be converted to your chosen primary currency and added to that account.
You may view some example scenarios below for clarity:
Your chosen primary currency is your EUR account. When someone sends 100 AUD to your SWIFT account, it will be converted to EUR and deposited into your EUR Account. When someone sends 100 USD to your SWIFT account, it will be deposited into your USD Account without conversion.
Your chosen primary currency is your USD account. When someone sends 100 AUD to your SWIFT account, it will be converted to USD and deposited into your USD Account. When someone sends 100 EUR to your SWIFT account, it will be deposited into your EUR Account without conversion.
Note: Regardless of the primary currency set, any transfers received in USD, EUR, or GBP will be deposited in the respective currency account and will not be converted to the primary currency. This applies if you have activated a USD, EUR, or GBP Aspire account.
How do I set my account's Primary Currency?
To set up the account's primary currency, Admin users must:
Click on USD Account under the My Accounts section on the homepage
Select "SWIFT account details"
A pane will slide from the side. On the upper part of the pane, hit "click here" to update your primary currency
A new window will pop up. Select your choice for the primary currency, whether USD, EUR or GBP, then click "Update primary receiving currency"
Supported Currencies
You can receive the following currencies in your SWIFT USD account details:
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Australian Dollar (AUD)
Kenyan Shilling (KES)
Singapore Dollar (SGD)
Bahrain Dinar (BHD)
Kuwait Dinar (KWD)
South African Rand (ZAR)
Canadian Dollar (CAD)
Swedish Krona (SEK)
Chinese Yuan (CNH)
Mexican Peso (MXN)
Swiss Franc (CHF)
Czech Koruna (CZK)
New Zealand Dollar (NZD)
Thai Baht (THB)
Danish Krone (DKK)
Norwegian Krone (NOK)
Turkish Lira (TRY)
Euro (EUR)
Omani Rial (OMR)
Ugandan Shilling (UGX)
Hong Kong Dollar (HKD)
UK Sterling (GBP)
Hungarian Forint (HUF)
Polish Zloty (PLN)
United Arab Emirates Dirham (AED)
Qatar Rial (QAR)
US Dollar (USD)
Romanian Leu (RON)
Israeli Shekel (ILS)
Japanese Yen (JPY)
Saudi Riyal (SAR)Notes:
Russian Ruble (RUB) is currently unavailable.
Restricted currencies including INR, IDR, MYR, and PHP cannot be received from overseas. Please ask the sender to convert to USD before initiating the transfer to your account.
Supported Countries
Using your SWIFT account details, you can receive USD and other supported currencies from 180+ countries.
Unsupported Countries
Currently, we are unable to receive transfers from the the following countries:
Afghanistan | Lebanon |
Belarus | Libya |
Burundi | Myanmar |
Cambodia | North Korea |
Central African Republic | Palestine |
Crimea | Russia |
Cuba | Somalia |
D.R.C | South Sudan |
Eritrea | Sudan |
Guinea Bissau | Syria |
Iran | Ukraine |
Iraq | Venezuela |
Kazakhstan | Yemen |
Laos | Zimbabwe |
To view the latest updates on restricted countries, please refer to the links below:
Countries Requiring Additional Approval
Transfers from the countries and territories listed below require additional approval. If you intend to receive funds from these locations, please contact our Customer Support team for assistance:
American Samoa | Mozambique |
Bahamas | Panama |
Barbados | Peru |
Botswana | Samoa |
Ghana | Tajikistan |
Guam | Tanzania |
Jamaica | Trinidad & Tobago |
Jordan | Uganda |
Mexico | United States Virgin Islands |
Morocco |
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Transfer Limit & Timeframe
Aspire SWIFT USD Account Details can receive SWIFT/International Telegraphic/Wire transfers with no transfer limit.
The processing time for incoming SWIFT transfers depends largely on the platform used by the sender. A SWIFT transfer typically takes 2-5 business days. Aspire would usually process the funds within 1 business day of receiving them.
If the expected delivery time for funds to be reflected in your account has exceeded, please request a transfer receipt or MT103 (for transfers via SWIFT) from your sender.
As the receiving party, our payment partner has limited visibility on inbound transactions. Hence to trace a transfer, we strongly advise that you reach out to the sender and request them to issue a trace of funds through the sending bank.
Notes: When sending funds to your account for the first time or receiving investment/funding, please notify us in advance and share supporting documents through this form.
Transfer Fee & Rate
Transfers from outside the US that are USD to USD using SWIFT payment will incur a USD 8 fee. If you receive a transfer from within the US using the SWIFT network, you will also be charged a USD 8 fee.
Transfers that convert into other supported currencies other than USD will be converted at the best rates, which are up to 3x cheaper than banks. These transfers will also incur a USD 8 fee.
Notes: SWIFT transfers may involve intermediary/correspondent banks fees that may be deducted from the received amount. This fee varies based on the correspondent banks used by SWIFT network and can be between $7 - $60. You are unable to select the intermediary bank.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.