To receive international transfers to your SGD Account, Admin users must activate the SWIFT SGD Account details.

Once activated, Admin and Finance users can share the account details with the sender by following the video guide below:

To ensure that your SWIFT transfer is successfully received into your account, you can download a guide on the SWIFT payment format by clicking this link. This guide can be shared with your sender to provide them with the necessary information for a smooth transfer.

A sender typically has the option to input an intermediary bank when doing a SWIFT transfer to your SWIFT SGD Account. Placing the intermediary bank ensures a seamless transfer to your Aspire account, minimizing the chances of missing transfers or even transfer reversals.

As such, we recommend sharing the intermediary bank details with the sender when applicable. The sender should have the option to enter intermediary bank details at the time of transfer initiation.

If the sender cannot select an intermediary bank, no action is required, as the sender's bank may have it configured on the back end. Toggle the button below to select the appropriate intermediary bank based on the currency listed:

Aspire SWIFT SGD Account Details can receive SWIFT/International Telegraphic/Wire transfers. There is no transfer amount limit to receive SWIFT transfers.

The processing time for incoming SWIFT transfers depends largely on the platform used by the sender. A SWIFT transfer typically takes 2-5 business days. Aspire would usually process the funds within 1 business day of receiving them.

If the expected delivery time for funds to be reflected in your account has exceeded, please request a transfer receipt or MT103 (for transfers via SWIFT) from your sender.

As the receiving party, our payment partner has limited visibility on inbound transactions. Hence to trace a transfer, we strongly advise that you reach out to the sender and request them to issue a trace of funds through the sending bank.

In all cases, the above fees would already be deducted from the amount which will be deposited into your Aspire SGD account.

Aspire SGD SWIFT Account Details support receiving money from abroad in the below currencies. These incoming funds will be automatically converted to SGD at preferential rates.

We advise that funds are sent in foreign currencies (and not SGD) to avoid unnecessary fees:

We also accept the following currencies, but not for transfers from their home country*. You can still receive them from a multi-currency account located in countries such as the United States, United Kingdom, and Singapore:

If the sender wishes to send money from abroad in an unsupported currency (eg - MYR, IDR, INR, PHP, VND, and other currencies not mentioned above), please ask them to convert to SGD before sending the funds.

You can receive funds from most countries in your SGD Swift Account Details. Below are the countries we cannot accept payments from: