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Guide to Receiving International Transfers to Aspire EUR Account
Guide to Receiving International Transfers to Aspire EUR Account
Updated over a week ago

Accessing Your SWIFT EUR Account Details

Admin users need to activate the EUR Account first before using it to receive transfers.

After activation, Admin and Finance users can share the EUR SWIFT account details with the sender by following the steps below:

  1. On your Aspire dashboard, click "Funds" in the left navigation bar (web app) or click "Menu" and choose "Funds" (mobile app).

  2. Select your EUR Account

  3. Click on "View account details"

  4. Select "SWIFT Details"

Notes:

  • Russian Ruble (RUB) is currently unavailable.​

  • Restricted currencies, including INR, IDR, MYR, and PHP, cannot be received from overseas. Please ask the sender to convert to EUR before initiating the transfer to your account.​

  • We are not able to receive ELECTRONICS FUNDS TRANSFER (EFT) & crypto-related transfers.​

  • Please note that all transfers go through compliance checks by our team or partners, which might cause delays in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when you will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.

Additional details for receiving transfers to your EUR SWIFT account details:

To ensure that your SWIFT transfer is successfully received into your account, you can download a guide on the SWIFT payment format by clicking this link. This guide can be shared with your sender to provide them with the necessary information for a smooth transfer.

Account Name

Your company name

Account number/IBAN

Your account number is seen in-app

Bank Name

The Currency Cloud Limited

SWIFT Code**

TCCLGB3L or try TCCLGB3LXXX

If the sender cannot recognize the SWIFT Code, the sender can manually fill in the details and proceed with the transfer.

Sort Code

041404

Bank Address*

12 Steward Street, The Steward Building, London, E16FQ, GB

Beneficiary Address

You can share your business address

Intermediary /Correspondent Bank

Can view this list

Notes:

  • *We partner with The Currency Cloud Limited to collect the money locally in the UK. Your EUR funds are held with DBS in Singapore.

  • **If your sender confirms that their sending bank cannot recognize your SWIFT code, please chat with our support team in-app and provide the following details:

    • Sending bank's name:

    • Sending bank's SWIFT Code:

    • Country where the sending bank is based:

    Our team will coordinate with our partner bank to reach out to the said sending bank. In the meantime, our Customer Support team will provide you with alternative account details to receive your funds. Please allow our team to get back to you within 24 hours.

  • Clearing Code is not required when making SWIFT transfers to your EUR SWIFT Account Details. Your clients can transfer money to your SWIFT account details using your IBAN number and SWIFT Code.

Intermediary Bank Details

A sender typically has the option to input an intermediary bank when doing a SWIFT transfer to your SWIFT EUR Account. Placing the intermediary bank ensures a seamless transfer to your Aspire account, minimizing the chances of missing transfers or even transfer reversals.

As such, we recommend sharing the intermediary bank details with the sender when applicable. The sender should have the option to enter intermediary bank details at the time of transfer initiation.

If the sender cannot select an intermediary bank, no action is required, as the sender's bank may have it configured on the back end. Toggle the button below to select the appropriate intermediary bank based on the currency listed:

Currency

Bank SWIFT code

Intermediary Bank Name

Australian Dollar (AUD)

BARCGB22XXX

Barclays Bank PLC, London

Bahrain Dinar (BHD)

BARCGB22XXX

Barclays Bank PLC, London

Canadian Dollar (CAD)

BARCGB22XXX

Barclays Bank PLC, London

Chinese Yuan (CNH)

BKCHHKHHXXX

Bank of China (Hong Kong) Limited, Hong Kong

Czech Koruna (CZK)

BARCGB22XXX

Barclays Bank PLC, London

Danish Krone (DKK)

BARCGB22XXX

Barclays Bank PLC, London

Euro (EUR)

BARCGB22XXX

Barclays Bank PLC, London

Hong Kong Dollar (HKD)

BARCGB22XXX

Barclays Bank PLC, London

Hungarian Forint (HUF)

BARCGB22XXX

Barclays Bank PLC, London

Israeli Shekel (ILS)

BARCGB22XXX

Barclays Bank PLC, London

Japanese Yen (JPY)

BARCGB22XXX

Barclays Bank PLC, London

Kenyan Shilling (KES)

BARCGB22XXX

Barclays Bank PLC, London

Kuwait Dinar (KWD)

BARCGB22XXX

Barclays Bank PLC, London

Mexican Peso (MXN)

BARCGB22XXX

Barclays Bank PLC, London

New Zealand Dollar (NZD)

BARCGB22XXX

Barclays Bank PLC, London

Norwegian Krone (NOK)

BARCGB22XXX

Barclays Bank PLC, London

Omani Rial (OMR)

BARCGB22XXX

Barclays Bank PLC, London

Polish Zloty (PLN)

BARCGB22XXX

Barclays Bank PLC, London

Qatar Rial (QAR)

BARCGB22XXX

Barclays Bank PLC, London

Romanian Leu (RON)

BARCGB22XXX

Barclays Bank PLC, London

Saudi Riyal (SAR)

BARCGB22XXX

Barclays Bank PLC, London

Singapore Dollar (SGD)

BARCGB22XXX

Barclays Bank PLC, London

South African Rand (ZAR)

BARCGB22XXX

Barclays Bank PLC, London

Swedish Krona (SEK)

BARCGB22XXX

Barclays Bank PLC, London

Swiss franc (CHF)

BARCGB22XXX

Barclays Bank PLC, London

Thai Baht (THB)

BARCGB22XXX

Barclays Bank PLC, London

Turkish Lira (TRY)

BARCGB22XXX

Barclays Bank PLC, London

Ugandan Shilling (UGX)

BARCGB22XXX

Barclays Bank PLC, London

UK Sterling (GBP)

BARCGB22XXX

Barclays Bank PLC, London

United Arab Emirates Dirham (AED)

BARCGB22XXX

Barclays Bank PLC, London

US Dollar (USD)

BARCGB22XXX

Barclays Bank PLC, London

Do I have the same SWIFT Account Details for my Aspire EUR Account if I already have an Aspire USD or GBP Account?

Yes. If you're receiving a transfer from any of our supported currencies, you would need to set up your primary currency. This way, your international transfer will be converted to your chosen primary currency and added to that account.

You may view some example scenarios below for clarity:

  • Your chosen primary currency is your EUR account. When someone sends 100 AUD to your SWIFT account, it will be converted to EUR and deposited into your EUR Account. When someone sends 100 USD to your SWIFT account, it will be deposited into your USD Account without conversion.

  • Your chosen primary currency is your USD account. When someone sends 100 AUD to your SWIFT account, it will be converted to USD and deposited into your USD Account. When someone sends 100 EUR to your SWIFT account, it will be deposited into your EUR Account without conversion.

Note: Regardless of the primary currency set, any transfers received in USD, EUR, or GBP will be deposited in the respective currency account and will not be converted to the primary currency. This applies if you have activated a USD, EUR, or GBP Aspire account.

How do I set my account's Primary Currency?

To set up the account's primary currency, Admin users must:

  1. Click on EUR Account under the Accounts section on the homepage

  2. Select "SWIFT account details" ​

  3. A pane will slide from the side. On the upper part of the pane, hit "click here" to update your primary currency

  4. A new window will pop up. Select your choice for the primary currency, whether USD, EUR, or GBP. Next, click "Update primary receiving currency"

Supported Currencies

You can receive the following currencies in your SWIFT EUR account details:

Australian Dollar (AUD)

Kenyan Shilling (KES)

Singapore Dollar (SGD)

Bahrain Dinar (BHD)

Kuwait Dinar (KWD)

South African Rand (ZAR)

Canadian Dollar (CAD)

Swedish Krona (SEK)

Chinese Yuan (CNH)

Mexican Peso (MXN)

Swiss Franc (CHF)

Czech Koruna (CZK)

New Zealand Dollar (NZD)

Thai Baht (THB)

Danish Krone (DKK)

Norwegian Krone (NOK)

Turkish Lira (TRY)

Euro (EUR)

Omani Rial (OMR)

Ugandan Shilling (UGX)

Hong Kong Dollar (HKD)

UK Sterling (GBP)

Hungarian Forint (HUF)

Polish Zloty (PLN)

United Arab Emirates Dirham (AED)

Qatar Rial (QAR)

US Dollar (USD)

Romanian Leu (RON)

Israeli Shekel (ILS)

Japanese Yen (JPY)

Saudi Riyal (SAR)

Supported Countries

Using your SWIFT account details, you can receive EUR and other supported currencies from 180+ countries.

Unsupported Countries

Currently, we are unable to receive transfers from the countries below:

Afghanistan

Lebanon

Belarus

Libya

Burundi

Myanmar

Cambodia

North Korea

Central African Republic

Palestine

Crimea

Russia

Cuba

Somalia

D.R.C

South Sudan

Eritrea

Sudan

Guinea Bissau

Syria

Iran

Ukraine

Iraq

Venezuela

Kazakhstan

Yemen

Laos

Zimbabwe

To view the latest updates on restricted countries, please refer to the links below:

Countries Requiring Additional Approval

Transfers from the countries and territories listed below require additional approval. If you intend to receive funds from these locations, please contact our Customer Support team for assistance:

American Samoa

Mozambique

Bahamas

Panama

Barbados

Peru

Botswana

Samoa

Ghana

Tajikistan

Guam

Tanzania

Jamaica

Trinidad & Tobago

Jordan

Uganda

Mexico

United States Virgin Islands

Morocco

Transfer Fees

The fees for receiving SWIFT transfers to Aspire EUR account is EUR 10 per transfer.

Funds Arrival Time

Incoming SWIFT transfers typically take up to 3-5 business days.

Notes:

  • Aspire may conduct compliance reviews on transactions to/from your Aspire account. As part of our efforts to serve you better, we aim to complete all reviews at the earliest

  • When sending funds to your account for the first time or receiving investment/funding, it is recommended to notify us in advance and share supporting documents through this form.

Transfer Limit

There are no transfer limits for receiving SWIFT transfers to your Aspire EUR account.

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.

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