Getting Started with Aspire Cards
Aspire offers two types of corporate cards: virtual and physical. Regardless of which card you choose, you can link it to any of your Aspire multi-currency accounts as your source of funds. When you make a payment using the card, the funds will be deducted from your selected source.
To avoid payment declines, please make sure to top up your linked Aspire multi-currency account with enough funds before using your card.
Is the Aspire Corporate Card a Debit Card?
Yes. The Aspire corporate card functions as a debit card, deducting directly from the selected account source of funds.
Can I Set Limits on My Aspire Cards?
Yes. Aspire allows you to customise the following settings for your cards:
Spending Limits — Set a maximum amount that can be spent daily, weekly, or monthly on the card.
Automatic Freeze — Define conditions for when the card should automatically freeze, such as after a certain number of transactions or after a specific date.
Currency Restrictions — Limit spending to a specific currency.
Merchant Category Restrictions — Allow or block payments to certain categories of merchants.
Specific Merchant Restrictions — Set specific merchants to allow or block for payments.
Which Bank Issued My Aspire Card?
Aspire is the issuer of the AUD cards for Australian businesses.
What Types of Transactions Can I Use My Card For?
There are no restrictions placed on your card for any kind of transaction (e.g. purchasing crypto). You can use your card as long as the merchant accepts payments through Visa. This includes one-time purchases as well as recurring payments such as paying for app subscriptions, software services, and memberships.
Note: Our card issuer or the payment networks (Visa) can still reject transactions based on the fraud and risk regulations they have set up on their cards.
How to View Your Virtual and Physical Card Details
To view your card details, such as card number, expiry date, and CVV:
On your Aspire dashboard, click "Cards" in the left navigation bar (web app) or tap "Menu" and choose "Cards" (mobile app).
Select the card you would like to see the details of.
Scroll down and click "Show card numbers".
An OTP will be sent to your email (or preferred OTP delivery method).
Enter the OTP.
The card numbers will now appear for you to see and use.
Tip: Click on the card numbers to copy them.
Note: For security reasons, you can only view the details of a card assigned to you. Even Admin users are unable to access the card details of other users.
How to Fill Out Card Details When Paying?
Refer to the guide below when filling out card details using your Aspire Card for payment:
Field | Information |
First Name | Insert the first name of the card's owner |
Last Name | Insert the last name of the card's owner |
Address | Insert your business address |
City | Insert the city where your business resides |
Country | Australia |
State/Territory | Insert the state or territory where your business resides |
Postcode | Insert the postcode where your business resides |
Card Number | Insert the card number (follow the steps above to view) |
CVV Number | Insert the card's CVV number |
Card Expiry Date | Insert the card's expiry date |
What is the Billing Address for My Card?
You can use your company's Australian address as your card's billing address. When making a payment that requires a billing address:
Card name: Director's name as per the card
Card Billing Address: Director's address / Company's Australian business address
Note: If there is an error in the name or address, the payment will not be blocked.