Note: You can send free and instant transfers to other Aspire accounts. Please check your eligibility here.
Sending EUR
Sending EUR transfers to SEPA countries is FREE and will typically take 1-2 business days*
Andorra | Greece | Norway |
Austria | Hungary | Poland |
Belgium | Iceland | Portugal* |
Bulgaria | Ireland | Romania |
Cyprus | Italy | San Marino |
Croatia | Latvia | Slovakia |
Czech Republic | Liechtenstein | Slovenia |
Denmark* | Lithuania | Spain* |
Estonia | Luxembourg | Sweden |
Finland* | Malta | Switzerland |
France* | Monaco | United Kingdom* |
Germany | Netherlands* | Vatican City |
*Please note that all transfers go through compliance checks by our team or partners, which might cause delays in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when you will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
Further information for SEPA Countries table above:
Denmark - Excluding the Faroe Islands and Greenland.
Finland - Including the Aland Islands.
France - Including Martinique, Guadeloupe, French Guiana, Réunion, St Pierre et Miquelon, Mayotte, Saint Martin and Saint Barthélemy but excluding New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
Netherlands - Excluding Aruba and the Netherlands Antilles.
Portugal - Including Azores and Madeira.
Spain - Including the Canary Islands, Ceuta and Melilla.
United Kingdom - Including Gibraltar, the Isle of Man, Guernsey, Jersey, but excluding Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.
Note: Kosovo and Montenegro use the Euro as their domestic currency but do not belong to SEPA.
Sending to other currencies
Besides SEPA countries, you could also send FREE local transfers to the currencies below:
Currency | Home Country | Maximum Amount per Local Transfer |
AUD | Australia | No limit |
CAD | Canada | 100K CAD |
CZK | Czech Republic | 1M CZK |
DKK | Denmark | No Limit |
EUR | Europe | No Limit |
GBP | United Kingdom | 100k GBP |
HKD | Hong Kong | 500K HKD |
HUF | Hungary | 10M HUF |
IDR | Indonesia | 350M IDR |
INR | India | 1.5M INR per beneficiary per day |
MXN | Mexico | No Limit |
MYR | Malaysia | 100K MYR |
NOK | Norway | 25M NOK |
PHP | Philippines | 1.3M PHP |
PLN | Poland | 150K PLN |
RON | Romania | 200K RON |
SEK | Sweden | No Limit |
USD | United States | 1M USD |
SGD | Singapore | 200K SGD |
Making a transfer
Follow the steps by steps below to send local transfer from your Aspire EUR account:
Click EUR Account under Accounts
Next, click on "Submit a transfer"
Next, Click on "New Recipient".
Select the currency you wish to send and provide the account holder's name*, country, recipient type, and recipient's bank details. Then, click on the "Continue" button to proceed.
*To ensure a smooth transfer, we recommend confirming the exact name format with your beneficiary. Although omitting special characters in the Account Holder's name typically works, there is a slight possibility that the beneficiary's bank may reject the transfer due to a name discrepancy. Verifying this information in advance can help prevent any potential issues.
5. To send a local* transfer, be sure to select the "Local Bank Account" tab.
6. Enter the amount you wish to send. You may also link the transaction to a budget or include a payment reference, an internal note, and other payment categories. Once completed, click the "Next" button.
7. Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button.
*Only selected countries and currencies above can be sent locally.
Transfer Fees
Sending local transfers to SEPA countries or currencies listed above is free!
Transfer Limit
Apart from the currencies listed above, there are no transfer limits for sending local transfers from your Aspire EUR account.
What name will be displayed as the sender of the transfer?
For EUR & GBP local transfers, the beneficiary will see your company name as the sender of the funds.
For other supported currencies, the beneficiary will see Currencycloud or Currencycloud payment partners' names as the sender of the transfer.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.