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Account Opening Guide for Singapore Incorporated Companies
Account Opening Guide for Singapore Incorporated Companies

The documents required to open an Aspire account depend upon the complexity of your organisation.

Updated over 2 months ago

Mandatory Documents/Information

  1. ACRA Bizfile

    Click here to see a sample ACRA Bizfile.


    If your business is registered as a society under the Registry of Societies rather than ACRA, you may submit an Annual Return or a List of Members instead. Ensure the document includes details of the three key office bearers: President, Treasurer, and Secretary.

  2. Letter of Authorization (Non-Director)

    The letter of authorization is required for all accounts where the user is a non-director. The letter is a signed document by any director in the company authorizing that the respective user can open the account.

  3. ID of User

    Accepted IDs are National IDs or Passports. The picture must be clear and in colour. Driving licenses are not accepted. Kindly submit your passport/ID in .jpg, .jpeg, or .png format.

  4. Proof of address of User

    Proof of Address is required if the submitted ID does not show your address. Accepted documents should be any legal documents issued by a third party: utility bills, phone bills, bank statements, rental agreements, or contracts.

  5. ID of any registered director

    Accepted IDs are National IDs or Passports. The picture must be clear and in colour. Driving licenses are not accepted.

  6. Full Name, Nationality, Country of Residence, Date Of Birth (All Directors)


Additional Documents

  1. Name, Country of Residence, Nationality and IDs of the Majority Shareholder (If >=25%)

    This applies to businesses with individual shareholders that hold > =25% of shares in your business.

  2. Name and IDs of Corporate Shareholder (If >=25%)

    This applies to businesses with corporate shareholders that hold >=25% of shares in your business.

  3. Chart of Shareholder Structure (If >=25%)

  4. Constitution/Memorandum & Articles

    This applies to all businesses, except Partnerships and Sole Proprietorships, to verify that the Constitution allows you to open an account on behalf of the company. You may watch this video guide or refer to this article for a step-by-step guide on how to retrieve your Constitution/MEMORANDUM AND ARTICLES OF ASSOCIATION.

Notes:

  • All submitted documents must be in picture format (jpg or png) or digital documents. Scans are not accepted.

  • We may also ask additional questions depending on your company structure/industry.

  • Opening an Aspire account may require additional documents depending on your business type and country of incorporation. This helps us comply with regulatory standards, ensuring a safe and trustworthy experience for you.


Can Singaporean charities and non-governmental organisations open an Aspire account?

You can register an Aspire account as long as you're registered by ACRA (Accounting and Corporate Regulatory Authority in Singapore) under these entities:

  • Public company limited by guarantee

  • Society

Please note that you can only open an SGD Account that can only be used for operational purposes (e.g. pay salaries etc.) and not to facilitate any donations to the charities.


Video of acquiring a business constitution/ memorandum and articles of association in Singapore

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