Accessing Your Local IDR Account Details
You can receive local transfers to your Aspire IDR account by making a bank transfer to one of the Local Account Details in the IDR Account.
To access your IDR local account details, follow the steps by steps below.
On your Aspire dashboard, click "Funds" in the left navigation bar (web app) or click "Menu" and choose "Funds" (mobile app).
Select your IDR Account
Click on "View account details"
Note: If you have multiple IDR debit accounts, you can rename each account by selecting the pencil icon next to it.
How to choose the Local Account Details?
Please follow the payment matrix below for receiving local transfers to your Aspire IDR Account.
Transfer Amount | Accepted Transaction System | Local Account Details |
Less than IDR 50 M | RTOL* |
|
More than IDR 50 M | SKN/LLG, or RTGS |
|
Notes:
*Currently, we have a limitation on accepting transfers sent via the BI FAST transaction system to your IDR account. Therefore, transfers less than IDR 50 M would need to be sent via the RTOL transaction system.
**The BNI Bank local account details can only receive IDR 50 M per transaction.
If you are making a transfer from the Aspire USD Account, there is a maximum limit of IDR 350 million per transfer.
Beneficiary Name for each Local Account Details
Local Account Details | Beneficiary Name (Transfer from the same bank) | Beneficiary Name (Transfer from other banks) |
Maybank | Company Name (e.g. PT ABC Company) | Company Name (e.g. PT ABC Company) |
CIMB Bank | Duitku Company Name (e.g. Duitku PT ABC Company) | Duitku Company Name (e.g. Duitku PT ABC Company) |
Permata Bank | Company Name (e.g. PT ABC Company) | Company Name (e.g. PT ABC Company) |
Mandiri Bank | Company Name (e.g. PT ABC Company) | Duitku Company Name (e.g. Duitku PT ABC Company) |
BRI Bank | Company Name (e.g. PT ABC Company) | Briva Company Name (e.g. Briva PT ABC Company) |
BNI Bank | Company Name (e.g. PT ABC Company) | Duitku - Company Name (e.g. Duitku - PT ABC Company) |
How to use the Local Account Details?
To receive local transfers to your IDR account via Local Account Details, you may choose one of the account details under the IDR Local Account Details list.
Click on "Share Details"
Next, you may choose to send it in a letter form by clicking "Download official letter," or if you wish to send it in a chat form, you may click on "Copy Payment Instructions"
Send the Account Details to your sender and ask them to fill out the Payment Details accordingly.
What are the transfer fees for receiving local transfers to Aspire IDR Account?
You can receive local transfers to your Aspire IDR Account for free!
How long will it take for a local transfer to be received to Aspire IDR account?
Incoming transfers via RTOL are received instantly.
Incoming transfers via SKN or RTGS can take up to 1 business day.
Notes:
The SKN transaction system has a cut-off time of 15:00 WIB. If your sender sends funds after 15:00 WIB, the funds will be processed on the next business day.
The RTGS transaction system has a cut-off time of 12:00 WIB (noon). If your sender sends funds after 12:00 WIB, the funds will be processed on the next business day.
At the moment, we have a limitation on receiving transfers sent through the BI FAST transaction system into your IDR account. To ensure instant transfers, we recommend suggesting your sender to use the RTOL method instead.
Please note that all transfers go through compliance checks by our team or partners, which might cause delays in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when you will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
As receiving parties, our payment partners have limited visibility into incoming transactions. Therefore, to trace the transfer, we strongly recommend contacting the sender and requesting them to initiate a tracking of funds through their bank.
When sending funds to your account for the first time or receiving investment/funding, it is recommended to notify us in advance and share supporting documents through this form.
Can I receive funds with cents to my IDR Account?
Unfortunately, it is not possible to receive funds with cents (amounts less than 1 Rupiah) in your IDR account. These funds will be rounded down to the nearest whole number.
In this scenario, our switching bank does not have the capability to process decimal amounts. As a result, when funds with cents are requested, the transaction amount will be rounded down to the nearest whole number.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.