What is AspireX?
AspireX is the payments infrastructure arm of Aspire - a globally licensed, Singapore-headquartered payment institution. We provide fintechs, financial institutions, platforms, marketplaces, and Web3 companies with a suite of financial APIs covering collections, payouts, FX, and card issuance, with especially strong coverage across APAC.
Who can use AspireX?
We work with businesses incorporated anywhere outside sanctioned markets, including:
Web3 companies looking to access fiat infrastructure (collections, payouts, FX and cards) alongside their crypto and stablecoin operations
Fintechs and financial institutions looking to expand their payment capabilities
Platforms and marketplaces looking to embed payments into their product
Enterprises with B2B use cases such as payroll, supplier payments, e-commerce disbursements, and revenue collection
How does AspireX work with my business?
There are two primary models:
Corporate Flows - for managing your company's own money. Use cases include liquidity management, collections and payouts, FX, and corporate cards.
Client Flows - for embedding financial capabilities inside your own product under your brand. Includes virtual named accounts, collections and payouts, FX, and cards for your end customers.
What makes AspireX different?
Global and APAC coverage. Local and real-time collections, payouts, FX, and cards across 38 local payout rails and 100+ countries via SWIFT.
Competitive FX. Rates as close to interbank as possible - among the lowest in Asia for APAC currency pairs.
Fast setup. Onboard and deploy in weeks using our APIs, with dedicated account manager support
Modular pricing. Select and implement only the modules you need; pay only as you scale.
Globally compliant. Licensed in 8 markets with 11 payment, investment, and digital payment licenses.
Agentic-ready. Built with MCP standards for the next generation of programmable and AI-driven finance.