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Guide to Sending International Transfers from Aspire USD Account

Supported Currencies and Countries

You can send international transfers through the SWIFT network to the currencies and countries listed below:

Supported Currencies

US Dollar (USD)

Japanese Yen (JPY)

Canadian Dollar (CAD)

Norwegian Krone (NOK)

Swiss Franc (CHF)

New Zealand dollar (NZD)

Euro (EUR)

Swedish krona (SEK)

UK Sterling (GBP)

Singapore Dollar (SGD)

Hong Kong Dollar (HKD)

Chinese Yuan (CNY

Supported Transfer Types, Fees, Limits & Timeframe

Transfer Type

Transfer Limit

Timeframe

Fee for SWIFT Shared

Fee for SWIFT OURS

SWIFT

10M USD

2-5 business days

14 USD

30 USD

Notes:

  • SWIFT Transfer:

    • SWIFT transfers will be converted at the best rates.

    • Typically processed within 2-5 business days if submitted before 5:30 PM HKT on a business day.

    • If you choose to cover the intermediary bank fees, the SWIFT OURS fee will be incurred.

    • If you choose not to cover the intermediary bank fees (which may range from USD 7 to USD 60), the SWIFT Shared fee will be incurred.

  • All transfers are subject to compliance checks by our team or partners, which may occasionally result in delays for your recipient in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer.

  • While we strive to complete these reviews quickly, we can't provide an exact timeline for when your recipient will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.

How to Send International transfers from the Aspire USD account

Admin and Finance, with transfer and submit transfer rights, can initiate an international transfer via the USD account.

  1. On your Aspire dashboard, click the "Home" page in the left navigation bar (web app) or the bottom left (mobile app).

    Web app View

    Mobile app View

  2. Select the USD account.

  3. Click on "Make a transfer" and select "Pay recipient"

  4. Click "New Recipient".

  5. Select the currency you wish to send, then fill in the recipient’s details and click Continue

    1. Account holder's full name (max 35 characters)

    2. Recipient type: Individual or Company

    3. Bank Country

    4. Account number

    5. Bank Name

    6. SWIFT/ BIC

    7. Address

  6. Enter the transfer amount and complete any additional required fields

Note: Please be aware that SWIFT transfers may incur intermediary bank fees, depending on the correspondent banks involved.


7. Once you have reviewed your payment details and are satisfied with them, click the "Confirm" button

What name will be displayed as the sender of the transfer?

For SWIFT transfers, the recipient will see your business name as the sender's name.

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