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Guide to Creating Physical Corporate Cards

Updated yesterday

Who Can Create Cards

  • Admin users have the ability to create their own cards without any approval needed.

  • Finance and Employee users must obtain approval from the Admin or Budget Owner before their card is created.

Note: Only the cardholder can view the full card details.


How many cards can I create?

Card Type

Number of cards

Fee

Physical Corporate Cards

Unlimited

  • Free for the first physical card per user.

  • USD 15 for succeeding cards per user.


How to Create Physical Corporate Cards

Admin Users

  1. On your Aspire dashboard, click "Charge Cards" in the left navigation bar (web app) or click "Menu" and choose "Charge Cards" (mobile app).

  2. Click "New card" located on the top right-hand side.

  3. Select the Cardholder and enter the Card name.

  4. Select “Physical card” under card type.

  5. Set a Spend limit:

    1. Enter the amount

    2. Choose the refresh frequency: Daily, weekly, monthly, quarterly, yearly, or one-time.

  6. Link the card to a budget (optional).

  7. Click "View more spend controls" to apply more spending control for your card:

    1. Freeze automatically: Set automatic card freezing based on transaction count or selected date.

    2. Allow specific currencies only: Specify allowed currencies for card transactions.

    3. Merchant category restrictions: Specify the merchant category restrictions.

    4. Specific merchant restrictions: Specify specific merchant restrictions.

  8. Assign a category for your card.

  9. Click "View more reporting actions" to:

    1. Fill out other reporting fields set up by your business

    2. Exclude the card from auto reminders

  10. Click "Continue".

  11. Add the details to be printed on the card:

    1. Cardholder: Cardholder's name that will be printed on the card

    2. Custom card name: Custom value that will be printed on the card

  12. Add the delivery details, then click “Continue”. You can ship your card within the US or to any of the other countries that we support shipping to.

  13. Review the card and delivery details, then click "Place order and pay".

Finance and Employees Users

  1. On your Aspire dashboard, click "Charge Cards" in the left navigation bar (web app) or click "Menu" and choose "Charge Cards" (mobile app).

  2. Click "Request a card" located on the top right-hand side.

  3. Edit the card's name.

  4. Select “Physical card” under card type.

  5. Under "Purpose" include a reason for your card request and attach any supporting documents.


  6. Choose the preferred currency for your card transactions.

  7. Set a Spend limit:

    1. Enter the amount

    2. Choose the refresh frequency: Daily, weekly, monthly, quarterly, yearly, or one-time.

  8. Link the card to a budget (optional).

  9. Click "View more spend controls" to apply more spending control for your card:

    1. Merchant category restrictions: Specify the merchant category restrictions.

    2. Specific merchant restrictions: Specify specific merchant restrictions.

  10. Assign a category for your card.

  11. Click "View more reporting options" to:

    1. Fill out other reporting fields set up by your business

    2. Exclude the card from auto reminders

  12. Click "Continue".

  13. Input the details to be printed on the card:

    1. Cardholder: Cardholder's name that will be printed on the card

    2. Custom card name: Custom value that will be printed on the card

  14. Add the delivery details, then click “Continue”.

  15. Review the card and delivery details and click "Request a card".

  16. Click "Yes, request my card now" to submit your card request.


Physical Card Fees & Delivery Timeframe

  • The first physical card per user is free when it is shipped within the USA.

  • Additional cards per user cost USD 10 when shipped within the US.

  • Cards shipped internationally will cost USD 40 per card.

This fee will be added to your corporate card due amount once you create the card

You can view the expected shipping and delivery timelines for your card inside the app:

  1. On your Aspire dashboard, click "Charge Cards" in the left navigation bar (web app) or click "Menu" and choose "Charge Cards" (mobile app).

  2. Click your physical card from the list.

  3. Click "Track card delivery status" to view the dispatch date, courier information, and tracking number.


How to change the physical corporate card PIN

  1. On your Aspire dashboard, click "Charge Cards" in the left navigation bar (web app) or click "Menu" and choose "Charge Cards" (mobile app).

  2. Select your physical card on the list, click on "Security options" and then click on "Reset PIN".

  3. Enter your new 4-digit PIN, then hit "Proceed".

  4. Re-enter your new 4-digit PIN to confirm the change.

Your new PIN will be used in situations where a merchant requires a PIN (primarily for international card transactions).

Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.

Aspire is a financial technology company, not a bank. Banking services are offered by Column N.A. (“Column”), Member FDIC.

The AFT Secured Commercial Charge Card is issued by Column, N.A., Member FDIC, pursuant to a license from Mastercard. Approval is subject to eligibility. Payment of the account balance is due in full daily.

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