Note: You can send free and instant transfers to other Aspire accounts. Please check your eligibility here.
Sending EUR
Sending EUR transfers to SEPA countries is FREE and will typically take 1-2 business days*
Albania | Greece | North Macedonia |
Andorra | Hungary | Norway |
Austria | Iceland | Poland |
Belgium | Ireland | Portugal* |
Bulgaria | Italy | Romania |
Cyprus | Latvia | San Marino |
Croatia | Liechtenstein | Serbia |
Czech Republic | Lithuania | Slovakia |
Denmark* | Luxembourg | Slovenia |
Estonia | Malta | Spain* |
Finland* | Moldova | Sweden |
France* | Monaco | Switzerland |
Germany | Montenegro | United Kingdom* |
Greece | Netherlands* | Vatican City |
*Please note that all transfers go through compliance checks by our team or partners, which might cause delays in receiving the funds. Our team might email Admin and Finance users for additional details or documents needed to process your transfer. While we strive to complete these reviews quickly, we can't provide an exact timeline for when you will receive the funds, as weekends, public holidays, and banking hours might also affect the timing. We appreciate your understanding and patience regarding any potential delays.
Further information for SEPA Countries table above:
Denmark - Excluding the Faroe Islands and Greenland.
Finland - Including the Aland Islands.
France - Including Martinique, Guadeloupe, French Guiana, Réunion, St Pierre et Miquelon, Mayotte, Saint Martin and Saint Barthélemy but excluding New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
Netherlands - Excluding Aruba, Curaçao, Sint Maarten, and the Caribbean Netherlands (Bonaire, Sint Eustatius and Saba).
Portugal - Including Azores and Madeira.
Spain - Including the Canary Islands, Ceuta and Melilla.
United Kingdom - Including Gibraltar, the Isle of Man, Guernsey, Jersey, but excluding Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands.
Making a transfer
Follow the steps by steps below to send a local transfer from your Aspire EUR account:
1. Go to your EUR Account, then click on the "Submit a transfer" button.
2. Choose “Pay a recipient,” then click on "New Recipient"
3. Select the currency you wish to send, then place the account holder name*, country, and recipient type
*To ensure a smooth transfer, we recommend confirming the exact name format with your beneficiary. Although omitting special characters in the Account Holder's name typically works, there is a slight possibility that the beneficiary's bank may reject the transfer due to a name discrepancy. Verifying this information in advance can help prevent any potential issues.
4. Select "Local Bank Account*" tab
*Only selected countries and currencies above can be sent locally.
5. Enter the recipient's bank details and proceed by clicking the "Continue" button
6. Enter the amount you wish to send, then click “Continue”
Notes: Scheduled transfer is not yet available for transfers from EUR Account.
7. Place any transfer reference that will be visible to the recipient, then add the rest of the reporting fields (category, budget, other reporting fields) on your payment
8. Review the transfer details, and if all good, click "Submit" and the transfer will be initiated.
Transfer Fees
Sending local transfers to SEPA countries is free!
Transfer Limit
There are no transfer limits for sending local transfers from your Aspire EUR account.
Questions? Chat with us by clicking on the messenger icon at the bottom right of the screen once you are logged in.